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Daniel Flühmann and Peter Hsu of Bär & Karrer unwrap the new Swiss fintech licence and test its implications at a macro and micro level

In March 2019, the Swiss federal government published a draft law on distributed ledger technology (DLT Draft Law). The proposed rules aim to improve the legal framework for cryptoassets and DLT-based applications. Stefan Kramer and Urs Meier of Homburger take a look

Marcin Olechowski and Wojciech Iwański of Sołtysiński Kawecki & Szlęzak dive into the legal uncertainty surrounding the launch date for open banking in Poland

John Syekei, Eddah Kiai and Rose Njeru from Bowmans analyse the security and data handling issues that impact fintech activity in Kenya

The ongoing commercial disruption between the PRC and the US is having a global effect

On September 14, the Central Bank of Cyprus (CBC) published its latest analysis of data on non-performing loans in the Cyprus banking sector. The analysis covered the period to May 31 2018, and showed aggregate non-performing facilities and related indicators for the domestic operations of credit institutions operating in Cyprus.

Occupational accidents can occur for many reasons. They can arise because of short-term inattention, lack of caution or even inconsistency. It is important to take the strongest possible measures to minimise the risk of occupational accidents. Legal regulations governing the duties of employers in the field of health and safety at work state directly that sometimes it is not possible to fully eliminate the risk of occupational accidents. However, it is important to take all possible steps to limit them and to prepare measures to eliminate them.

The Irish legislature is considering draft legislation which would regulate purchasers of non-performing loans (NPLs). The draft legislation is at an advanced stage in the parliamentary process. While credit servicers are regulated in Ireland, credit owners (in the main, entities that have purchased loans and loan portfolios from banks looking to reduce their exposure to NPLs) are not. However, the regulation of owners of credit would be a substantial extension of the regime. Furthermore, it would run contrary to EU policy in this area which proposes to regulate credit servicers (as is the existing position in Ireland) but deliberately stops short of regulating loan owners because such an extension is neither necessary nor desirable.

In just a matter of minutes, anyone can use the internet to download or stream copyrighted content for free. Unfortunately, most of that content is posted and distributed without the consent of the author – the exclusive holder of the rights to the work. In other words, it is illegal. The practice of accessing copyright-protected work in just a few minutes, without paying for it, is very widespread.