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Author: | Published: 13 Jan 2005
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A secondary buyout is the sale of an investee company by a private equity owner (or consortium) to another private equity owner (or consortium). According to the British Centre for Management Buyout Research, 15 of the 20 largest private equity exits in 2003 (excluding IPOs) in continental Europe were secondary buyouts and, in the first nine months of 2004, there were 63 secondary buyouts in the UK, almost the same as the number of trade sales in the same period. There has been at least one instance of a tertiary buyout. Secondary buyouts and recapitalizations are now viable exit alternatives to trade sales and IPOs and, for the private equity seller, carry some real advantages: completeness of exit (in comparison to a recapitalization or, usually, an IPO) and speed of execution (in comparison to a trade sale or IPO). As with recapitalizations, they have been fuelled at least as much by the highly competitive debt market as they have by the softness of the IPO market (several secondary buyouts have been of companies for which there was reportedly a strong IPO appetite, for example, Saga).

Structure

The structure of a secondary buyout is likely to be little different to that of any other buyout: the purchase will be effected by a chain of new companies formed by the private equity purchaser, the bottom one of which will acquire the existing holding company of the target group. Multiple holding companies are necessary for structural subordination (and tax) reasons. One or two sub-holding companies are likely to be present in the existing structure. This can result in a group with many companies between the ultimate holding company and the trading companies; something that can be cleaned up post deal, but seldom is.

The target group's existing acquisition debt will fall to be repaid in full on the change of control, which the secondary buyout entails. This will be out of a new facility made available to the purchasing group (often by the banks that provide the existing facilities). As with all buyouts, the purchaser will want as much as possible to take advantage of unitary taxation (which allows profits in one company in a jurisdiction to be set against interest costs of other (for example, acquiring) companies in the same jurisdiction). This typically involves establishing newcos in various jurisdictions to make individual company acquisitions and is easiest when the target group is a disparate collection of subsidiaries of a trade seller.

So purchasing one holding company can be financially inefficient and consideration should always be given to whether there should be a staggered sale or a subsequent debt pushdown. A staggered sale involves the target company selling subsidiaries (at full value) to the purchaser group before the target company is sold to the purchaser group. Private equity sellers are probably more accommodating of this structure than a trade seller, as they will be fully familiar with, and sympathetic to, the reasons (and might well urge it to maximize the sale price). Any consequences of a staggered approach should be carefully considered; there might be increased stamp duty or consent might be needed for subsidiary company transfers that are not necessary for holding company transfers (for example, workers council approvals).

The analysis of the security package of the new senior debt must recognize that it will be refinancing old acquisition debt and shareholder debt that (in all probability) financed the subscription of shares in companies in the target group structure. In the UK, for instance, this can make the whitewash procedure under sections 155 to 158 Companies Act 1985 extremely complex.

In theory what is sold need not be the existing holding company; it could be the trading subsidiaries, with the proceeds (after repayment of bank and shareholder debt) being distributed by the holding company to its shareholders. As the sale will, to be tax efficient, need to comply with the participation exception requirements of the jurisdiction of the holding company (which can be rather restrictive and complicated, for example, the substantial shareholding rules in the UK) and a distribution may be tax inefficient for some recipients (for example, individual UK taxpayers) this structure is not common.

The shareholder-financing structure of the new acquisition vehicle is likely to be the same as that of the original buyout, that is, shareholder debt carrying a coupon that rolls up to redemption and a small ordinary share capital base. Management, who, if they did not before, will have come to fully appreciate the hurdle nature of coupon on the shareholder debt, are likely to be disappointed to discover that the new rate is higher than the old one. This is because for any individual UK taxpayer (including through a co-invest scheme) holding shares subject to restrictions, there have since April 2003 been tax issues if the shareholder debt is not at least as expensive as the dearest third party debt (that is, the mezzanine debt).

Management participation

A secondary buyout provides a clean and complete exit for the private equity seller, but the management and employee shareholders are in a different position. The purchasing private equity house will be expecting management going forward to be incentivized by subscribing for sweet equity in the form of ordinary shares in the purchasing vehicle (in commercial terms these entitle the holders to a share of the increase in the value of the company over the period of investment after financing costs (including the shareholder loan return)). But, especially where management have made substantial gains from the first buyout, they will also want management to demonstrate their commitment and be tied in by making a substantial reinvestment in an institutional strip of ordinary shares and shareholder debt.

Management may find themselves in a position of conflicting, if not interests, at least emotions; although as ordinary shareholders in the target group they will welcome the purchaser paying a high price, as (re-)investors in the new group they will be concerned at the level of leverage that has resulted in that price. The level of reinvestment (or management rollover) is often the main area where the views of the selling private equity house, management and buying private equity house are (in each case for good reason) most different.

If management do roll over this needs to be done in a tax-efficient manner. For UK taxpaying individuals that means, principally, ensuring that: (a) the transaction does not trigger a taxable gain (but that instead any gain can be rolled over); (b) the transaction does not fall foul of section 703 ICTA 1988; and (c) that the shareholder debt is structured in a tax-efficient manner.

As far as (a) is concerned, the relevant legislation (Taxation of Chargeable Gains Act 1992) allows the gain on the ordinary shares to be rolled over if the acquiring company will own at least 25% of the target after the transfer. Because the acquiring group will consist of a chain of at least two companies and the managers' ordinary shares will be in the top company (and shareholder debt in that or another company) this will necessitate a series of flip-up arrangements, under which management momentarily receive securities in the acquiring sub-holding company before transferring them up the chain.

If management own at least 5% of any class of shares of the target company (possible if there was a ratchet as these are often structured with separate classes) they would be advised to obtain Inland Revenue clearance to the rollover structure. This can have a timing impact.

In considering (b) and the question whether the transaction will fall foul of section 703 ICTA 1988 this will be an issue if management are receiving cash and/or loan notes as well as equity in the acquiring group (which they often will be). The Inland Revenue is taking an aggressive approach to secondary buyouts structured in this way. The Revenue is likely to argue that, if there are any distributable reserves in the target company either at the time it is acquired or when the loan notes are redeemed, then management should be taxed as if any cash or loan note redemption amounts are a distribution. This is clearly unattractive from a tax perspective if management had anticipated paying capital gains tax at 10% (that is, with full taper relief) on disposal proceeds. An advance clearance procedure exists in respect of section 703 ICTA, which can help identify if this is likely to be an issue. Those advising management should alert them to the issue.

As regards (c), shareholder debt would normally be structured as a deep discount bond, the discount element equating to the coupon. For UK tax purposes this is generally treated as incurred (and therefore off-settable against group UK trading profits) when accrued rather than paid. Likewise, holders of the bonds within the UK corporate tax net will be taxed on an accruals basis. For the non-taxpaying pension funds and the like, which constitute the vast bulk of the private equity houses' investors, this is of no concern. Individual holders of deep discount bonds will only be taxed on the discount when they receive it. However, if the bond is ultimately not paid, the individual will not realize a loss. So individuals may prefer that their investment were structured as an interest roll-up note rather than one issued at a discount. Provided the note contains certain technical drafting provisions, the individual will be allowed a loss if the loan is not paid. Another reason for the UK management's loans being interest-bearing rather than DDBs is that any gain made on the equity of the target can be rolled into the former but not the latter. One therefore generally sees two shareholder debt instruments, which have the same economic terms but one of which is interest bearing and the other one of which is a discount bond.

Representations and warranties

Over the last 20 years or so the market practice has developed that European leveraged buyout houses will not give representations, warranties or indemnities on a sale (other than as to title and capacity). Pragmatically, of course, there will be situations where they will give coverage in respect of specific matters provided that their exposure is capped at an amount that, because they cannot ask for money back from their investors, is placed in escrow. In assessing the price offered they would disregard (or say they are disregarding) the amount in escrow.

This is not an approach that trade buyers are at all comfortable with. It leads to much discussion and sometimes means warranty insurance is put in place.

Private equity purchasers are more accepting of the position for the simple reason that they cannot argue against what would be their own position. None of the following are legal reasons, but they might also be relevant: the business has been through due diligence twice (at the time of the first buyout and as part of the sale process); it has been run with a view to a sale or an IPO so should have been cleaned up; it will have been subject to the rigorous controls, monitoring and reporting that private equity houses and lending banks impose; it is a separate standalone business (that is, without complicated intra-group arrangements with the vendor that need to be unwound); and management are unlikely to conceal something from their future owners.

To buttress this last point the private equity buyer will seek warranties from the continuing management regarding the business. Their purpose is not to provide full cover but to concentrate management's minds to disclose any issues. As such, it is becoming market practice that they are largely qualified by reference to management's knowledge (albeit while imposing an enquiry obligation on them) and that the cap on liability is a proportion (anywhere between around 40% and 100%) of management's cash proceeds (that is, after taking account of reinvestment). Indeed, it is not uncommon in auctions for the selling shareholders to put forward a management warranty deed as part of the process.

Completion accounts

Transactions are typically priced on a debt-free/cash-free basis, meaning that it is necessary to agree/determine what exactly cash and debt is, how much it is and how the purchaser can be satisfied it inherits sufficient working capital (rather than it having been turned into price-increasing cash, for instance by squeezing debtors, not paying creditors and running down stock). On the face of it, this requires completion accounts. In the secondary buyout arena especially there is a growing preference (on both sides' part) against completion accounts in favour of the locked box principle under which the price for the shares is set on the basis of a pre-exchange (perhaps not audited) balance sheet, that is, by adding the cash and deducting the debt shown on that balance sheet to/from the headline price. The purchaser then takes the benefit burden of the target's performance between the date of that balance sheet and completion and pays interest on the purchase price for this period. The sellers confirm that between those two dates there have been no dividends or charges, that is, that the box has been locked.

There are clearly limits to this approach; it does not work well if performance in the interim period is not predictable and/or the reference balance sheet is too old. There is no reason why it should not be as attractive to trade buyers but it seems that private equity buyers are more receptive to the concept. This is perhaps simply a matter of their experience that agreeing completion accounts provisions can be a major and time-consuming exercise; that if completion accounts really do just cover debt/cash and working capital it is unlikely to result in adjustments beyond what due diligence anticipated; and, in the light of that, that a clean proposal involving a payment on completion and no adjustment is attractive in a competitive auction.

Author biography

Bruce Hanton

Ashurst

Bruce Hanton has been a partner of Ashurst in London since 1996. He specializes in corporate law with a particular emphasis on private equity transactions, both domestic and cross border.

Recent transactions on which he has acted include: the secondary buyout of Safety-Kleen Europe Limited, a pan-European services company; the buyout of Total Fitness Limited, a UK health club chain; the sale by Foseco Group Limited of Chem-Trend Limited; the secondary buyout of German shower company Grohë; the public-to-private of Fitness First plc; and the buyout of the Irish convenience stores group BWG Limited.



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