America's new insolvency reform explained

Author: | Published: 1 Oct 2005

A cross-border insolvency arises whenever a debtor with assets or business activities in more than one country falls into general default on its obligations, or is in imminent danger of doing so. While there is consensus that cross-border insolvency cases are increasing in number and complexity, legal mechanisms to manage the problems intrinsic in these cases remain elusive.

This failure of most national insolvency laws to accommodate cross-border insolvency cases led the United Nations Commission on International Trade Law (Uncitral) to develop model legislation addressing the most pressing needs, and officially adopted the final draft of the Model Law on Cross-border Insolvency in May 1997.

The Model Law is spreading, with legislation adopted by Eritrea, Mexico, Montenegro, Japan, South Africa, Romania, Poland, the British Virgin Islands and, effective October 17 2005, the US. The UK has enabled the Model Law to be implemented by regulation and several countries,...

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