The Dodd–Frank Wall Street Reform and Consumer Protection Act may be coming up for its 10th birthday, but the wide-ranging regulation remains as important as ever. The vast Obama-era financial reform came as a direct response to the 2008-9 crisis, which as well as establishing a whole set of new government regulators and agencies designed to protect consumers and financial stability, introduced a range of new requirements designed to keep the US banking system under wraps. The Act faced a lot of criticism and had many adversaries before it even passed, barely scraping through the Senate, and in recent years has faced a barrage of attacks from the incumbent Republican administration.