Home finance law will spur securitization

SUPPLEMENT - TURKEY - May 01, 2006

Turkish banks, since the early 1990s, have used their offshore cash flows by entering into offshore securitization arrangements to avoiding the sovereign ceiling for Turkey and access cheaper sources of financing. We can expect to see more of these offshore financings, as well as a revival in the domestic securitization market, in light of current proposed legislative changes and the present stable economic environment.

Against this background of change, this article sets out a broad overview of the prevailing legal environment governing securitization, especially in relation to offshore securitizations. We also consider the impact of the Draft Law Amending Certain Laws Relating to Housing Finance which, among other things, will introduce a legislative framework for the issuance of mortgage securities by amending Capital Market Law No 2499 on securitization transactions.

At the time of this report the Draft Law on Housing Finance has been submitted to the Turkish Parliament for...



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